Working Capital (CC, OD)
Empower your day-to-day operations with flexible working capital
Loan at a Glance
Rate of Interest
9% p.a. onwards
Max Amount
₹100 Crore
Max Tenure
Renewable Yearly
Processing Fee
1%
Key Features
Everything you need to know about what makes this loan right for you
Revolving Credit
Withdraw and repay funds as per your business cash flow needs
Pay for What You Use
Interest is charged only on the utilized amount, not the entire limit
Instant Access
Seamlessly access funds to manage inventory, payroll, and receivables
Limit Enhancement
Facility to increase limit based on business performance and track record
Secured & Unsecured
Available both with collateral and without collateral based on business profile
Dedicated RM
Get a dedicated Relationship Manager for all your banking needs
Eligibility Criteria
Check if you qualify for this loan with our simple eligibility criteria
Salaried
- Not applicable - Working Capital is designed for businesses
Self-Employed / Business
- Age: 25 to 65 years
- Business vintage of 3 or more years
- ITR filing for at least 2 years
- Annual business turnover of ₹50 Lakh or above
- CIBIL score of 700 or above
Documents Required
Keep these documents handy for a smooth and fast loan processing experience
KYC Documents
- Aadhaar Card
- PAN Card
- Business Registration (GST/Udyam)
Financial Documents
- Audited financials for last 2 years
- ITR for 2 years
- 12 months bank statements
Business Documents
- Property documents (if secured)
- Stock and Receivables statement
* Additional documents may be required based on individual cases and loan amount.
EMI Calculator
Estimate your monthly EMI with our easy-to-use calculator
Monthly EMI
₹4.4 L
Total Interest
₹2.5 L
Total Payment
₹52.5 L
Frequently Asked Questions
Got questions? We have answers to help you make an informed decision.
Apply for Working Capital (CC, OD)
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📞 Or call us directly: 9769603074 / 8766507422