Starting @ 12% p.a. onwards

Business Loan

Fuel your business growth with fast and flexible financing

Key Features

Everything you need to know about what makes this loan right for you

Quick Approval

Fast-track processing with approval decisions in as little as 48 hours

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Collateral Free

Unsecured business loans available under CGTSME scheme for eligible borrowers

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High Loan Amount

Borrow up to ₹2 Crore to meet your business capital requirements

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Flexible Repayment

Choose repayment tenure from 12 to 36 months based on your cash flow

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Business Growth

Fund expansion, purchase equipment, hire staff, or open new locations

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Working Capital

Dedicated working capital loans to manage day-to-day business operations

Eligibility Criteria

Check if you qualify for this loan with our simple eligibility criteria

Salaried

  • Not applicable - Business Loan is designed for self-employed individuals and business owners

Self-Employed / Business

  • Age: 25 to 65 years
  • Business vintage of 3 or more years
  • ITR filing for at least 2 years
  • Annual business turnover of ₹10 Lakh or above
  • CIBIL score of 700 or above

Documents Required

Keep these documents handy for a smooth and fast loan processing experience

KYC Documents

  • Aadhaar Card
  • PAN Card (personal and business)
  • Business Registration Certificate

Financial Documents

  • ITR for last 2 years
  • Audited balance sheet and P&L statement
  • 6 months business bank statement

Business Documents

  • GST registration certificate
  • Business licence or shop establishment certificate

* Additional documents may be required based on individual cases and loan amount.

EMI Calculator

Estimate your monthly EMI with our easy-to-use calculator

₹20.0 L
₹2.0 L₹1.0 Cr
12.0%
6%24%
36 months
12 mo360 mo

Monthly EMI

₹66,429

Total Interest

₹3.9 L

Total Payment

₹23.9 L

Frequently Asked Questions

Got questions? We have answers to help you make an informed decision.

Apply for Business Loan

Fill in your details and our loan expert will get back to you shortly.

📞 Or call us directly: 9769603074 / 8766507422